Terms of Use

About these Terms

These terms and conditions of use as may be published from time to time, together with the Privacy Policy and other documents referred to within it (“Terms”), regulate your use of our website available at the URL favillaworld.com, whether as a guest or a registered user, as set out below (“Website”).

Use of our Website includes accessing, browsing, or registering to use on any of our platforms that may be live from time to time. Please read these terms of use carefully before you start to use our platforms, as these will apply to your use of the platforms presented on the Website.

 

Applicability

From the moment that you first make use of our Website, these Terms apply and you are deemed to have agreed to be bound by such Terms from such moment in time. Should you object to these Terms, please immediately refrain from using this Website.

These Terms establish a legal agreement between yourself and Favilla s.r.l., as defined further below.

 

Information about FavillaWorld

The Website is a site operated by Favilla S.R.L. , of Riviera di Chiaia, 264, 80121 Napoli, Napoli, Italy, REA NA – 942310, P.IVA 08230371216]. In these terms we use the term “Favilla” (or “we”, “us” or “our”) to refer to the company operating the Website.

The Website is a crowdfunding news site that brings you cutting-edge analytics on the best projects and platforms in the world of crowdfunding. It does this by aggregating publicly available information on crowdfunding opportunities available on multiple third party crowdfunding platforms and is refreshed on a daily basis. The Website presents unique insights and reports from trending crowdfunding projects and platforms, for general information purposes only, using the latest data analysis tools, developed by Minely, a Maltese company (“Services”). The Website aggregates information about several crowdfunding opportunities across a number of sectors and regions that are seeking capital funding, of different types. In this manner, the Website provides an overview of crowdfunding opportunities from across the web and presents this information together with innovative, data-driven analysis that tracks each project’s success and growth.

THE WEBSITE IS FOR INFORMATIONAL AND RESEARCH PURPOSES ONLY AND DOES NOT PROVIDE ANY KIND OF OFFER FOR SALE OR SUBSCRIPTION, INVESTMENT ADVICE, SOLICITATION TO BUY OR RECOMMENDATION TO INVEST IN ANY SECURITY. ALTHOUGH INFORMATION ON THIS WEBSITE HAS BEEN COMPILED WITH UTMOST CARE, NO ASSURANCE CAN BE GIVEN WITH REGARD TO THE ACCURACY OR COMPLETENESS OF DATA AND INFORMATION PROVIDED, OR FOR ITS SUITABILITY FOR ANY PURPOSE. THE MATERIAL ACCESSIBLE THROUGH THE WEBSITE DOES NOT CONSTITUTE A REPRESENTATION THAT THE INVESTMENTS DESCRIBED HEREIN ARE SUITABLE OR APPROPRIATE FOR ANY PERSON, NEITHER DOES IT PROVIDE ANY ENDORSEMENT FOR ANY PARTICULAR PROJECT OR PLATFORM.  YOU SHOULD CAREFULLY CONSIDER WHETHER A CROWDFUNDING OPPORTUNITY IS SUITABLE FOR YOU. PLEASE SEEK INDEPENDENT ADVICE THAT IS TAILORED TO YOU. ANY INFORMATION AND DATA PRESENTED ON THE WEBSITE SHOULD NOT BE USED OR RELIED UPON AS THE BASIS FOR MAKING ANY DECISION.

The Website is not, and does not purport to be, a full funding platform, and you acknowledge that the outcome of any result may vary from time to time as a result of many factors that may be beyond your control or that of the Website.

All the content on this Website is provided for education, information, research news and comparison purposes only. We do not intend to give the impression that we are affiliated, related, partnered or connected in any way to the platforms featured on this Website.

To contact us, please email admin@favilla.com.

 

Amendments to the Terms

The Terms may be revised at any time and at the sole discretion of Favilla.  Your continued use of the Website after the effective date of revisions of these Terms constitutes your understanding and acceptance of the revised Terms. We recommend that you regularly review this page. By accessing the Website, you are agreeing to these Terms. If you do not agree with these Terms, you must not use the Website and should cancel any account in accordance with your cancellation rights.

 

Your Use of our Services

Our Website and the data and information provided on it are available to browse free of charge and without requiring user registration. Users may register with the Website for an account at no cost (“Free Account”), or for a premium account available at a monthly subscription fee (“Premium Account”), as set out in further detail below, and in each case by registering a username and password, or via a Facebook account.

In all cases, we will try to process your subscription promptly but we do not guarantee that your subscription to an account will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription to an account. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. Favilla reserves the right to reject any offer in its discretion, for any and no reason.

  • Free Account

You may register for a Free Account with the Website, at no charge, which will provide you with access to additional content and information (such as newsletters, saved searches and search filters) and allows you to interact with the Website through the platform provided on the Website from time to time, including voting and comments on projects and other content published on the Website and to post User Content (as set out below).

  • Premium Account

You may also register for a Premium Account, available at a monthly subscription fee of [monthly cost], and which is how the Website makes money. Registration and subscription for a Premium Account allows you to access bonus detailed information and insights about crowdfunding projects and opportunities available on the Website.

Premium Accounts may not be available to all users, and certain jurisdictional limitations may apply. We will explain which Services are available to you in your jurisdiction prior to your registration for a Premium Account. The Premium Account feature may be disabled or discontinued at any time in the future, at which point you will be no longer charged for the Premium Account.

  • Payment details

When you register for a Premium Account, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorization or any authorization is subsequently cancelled, we may immediately terminate or suspend your access to your subscription. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you.

  • Premium Account Trials

From time to time, Favilla may offer trials of Premium Accounts for a specified period without payment or at a reduced rate (“Trial”). Unless specified otherwise, Trials will be offered for a fourteen day period, from which you may unsubscribe with no commitment and receive a full refund at any time during the Trial if you have paid a subscription price for the trial period. Favilla reserves the right to withdraw or modify a Trial at any time without prior notice and with no liability, to the fullest extent permitted by law.

Favilla will require you to provide your payment details to start the Trial.

At the end of such Trials, we will automatically start to charge you the full monthly subscription cost  for the applicable paid subscription on the first day following the end of the trial, on a recurring monthly basis. By providing your payment details in conjunction with the Trial, you agree to this charge using such payment details. If you do not want this charge, you must cancel your Premium Account through the profile subscription page for your Premium Account, following the simple cancellation instructions before the end of the Trial.

Please note that no more than one Trial per subscriber is allowed. We reserve the right to cancel any Trial immediately, without refund of any cost or fee paid to access the Trial, if we become aware that the user has already had another subscription to a Trial.

  • 30-Day Initial Cancellation Period

All Premium Account subscriptions come with a 30-Day Initial Cancellation Period, which lasts for 30 days from initial registration and subscription to each Premium Account following the end of a Trial. You may contact support admin@favillaworld.com at any time before the lapse of 30 days from your registration to a full Premium Account after a Trial. If you claim your rights to cancel within this period, then we will reimburse all payments received from you, less a pro-rated amount for each day during which you had access to the Premium Account. Your original payment method will be credited with the pro-rated amount as soon as possible.

  • Subsequent Cancellation of your Premium Account

Except as set out in the previous section, you do not have any right to cancel your Premium Account or any part of it before the end of the period for which you have already paid, and except as expressly provided in these Terms, Favilla will not refund any fees that you have already paid. Although you may notify us of your intention to cancel at any time, such notice will only take effect at the end of your then current subscription period for the Premium Account.

  • About Website Accounts

We do not make money through commissions, affiliate links, or advertisements.

If you choose to register for either a Free Account or a Premium Account, you must treat your username and password as confidential and must not disclose it to any third party. We will never ask you for your password.

You can terminate your Account at any time. Our rights regarding any content you have already submitted to the Website survive termination of your Account.

  • Reservation of Rights

We retain the right to disable any username or password, whether chosen by you or allocated by us, at any time, if in our sole opinion you have failed to comply with any provision of these Terms, including if we become aware that any Account is being shared by multiple persons at different locations. Accounts with the Website are intended for use by one person only and may not be shared, transferred or resold.

Favilla reserves the right to determine and modify eligibility criteria to use the Website at any time and at its sole discretion. We can cancel accounts or decline to offer our Services with immediate effect. In order to sign up for either a Free Account or a Premium Account, you must be at least 18 years old.

It is your responsibility to ascertain that your use of the Website and registration for an account is not subject to any higher age of majority in your place of domicile. An identification document may be requested, at the sole discretion of Favilla, for proof of age.  It is your responsibility to ensure that the information you give Favilla is accurate and complete. Impersonating anyone else or choosing names that are offensive or that violate the rights of other may lead to the cancellation of your account.

If you know or suspect that anyone other than you knows your password, you must promptly notify us at admin@favilla.com.

 

Updates to our Website

We may update the information and data available on our Website at any time, and may change the available content from time to time. You are aware that any content, information or data available on the Website, whether generated by us or made available on a third party website, may be out of date at any given time. We assume no obligation to update this information. We provide no guarantee or undertaking that the Website and the platform, content, information and data made available through it will be free from errors or omissions.

 

Other Terms that might apply to your Use of the Website

Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us, as well as our Cookie Policy, which sets out how we use cookies, also apply to your use of the Website.

 

User-generated content

Website users who hold a valid registered account with the Website may post, upload and/or contribute (“post”) content to the Website, (which may include text comments, votes on polls, or other types of content) (“User Content”). You agree and warrant that, with respect to any User Content you post to the Website, that you have the right to post such User Content and such User Content or its use by the Favilla does not violate these Terms, applicable law, or the intellectual property, publicity, personality or other rights of others or imply any affiliation with or endorsement  of you or your User Content by the Favilla or any crowdfunding platform, entity or individual without express written consent from such individual or entity. You will be liable to us and indemnify us for any breach of such warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

Any content you post to our site will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but by posting User Content you are agreeing to grant us a limited licence to use, store and copy that content and to distribute and make it available to third parties.

User Content has not been verified or approved by Favilla, and the views expressed by other users on the site do not represent our views or values.

Favilla may, but has no obligation to, monitor, review, or edit User Content. In all cases, Favilla reserves the right to remove or disable access to any User Content for any or no reason, including but not limited to, User Content that, in Favilla’s sole discretion, violates the Terms. Favilla may take these actions without prior notification to you or any third party. Removal or disabling of access to User Content shall be at our sole discretion, and we do not promise to remove or disable access to any specific User Content.

You are solely responsible for all User Content that you post. Favilla is not responsible for User Content nor does it endorse any opinion contained in any User Content.

You agree that if anyone brings a claim against Favilla related to User Content that you post, then, to the extent permissible under local law, you will indemnify and hold Favilla harmless from and against all damages, losses, and expenses of any kind (including reasonable attorney fees and costs) arising out of such claim.

 

Access to our Website

We do not guarantee that our Website or that any content made available on it will always be available or be uninterrupted. Access to our Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Website without notice. We will not be liable to you if for any reason our Website becomes unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our platforms. It is your responsibility to ensure that all persons who access our Website through your internet connection are aware of these Terms and other applicable terms and conditions that may apply to such use, and that they comply with them.

 

Intellectual Property

Favilla respects the rights of intellectual property owners. Any content such as logos and/or videos relating to any crowdfunding platforms or projects, unless otherwise specified, are not owned by Favilla but belong to the relevant third parties. If you believe that any information or data, including any User Content, infringes your intellectual property rights or other rights, please get in touch with us immediately at admin@favilla.com and we will undertake to remove information or data that belongs to you immediately.

All content published on the Website, such as the pages that compose it, the technologies used and data, reports and insights formulated and provided, as well as the ideas, logos, graphics, texts, audio/video files, and more generally any other creative content made available on the Website, belongs to Favilla or its licensors (to the extent that such licence is required), who own all intellectual property rights in that content and any selection or arrangement of it. No intellectual property rights in that content are transferred to you and may not be reproduced, used or represented by you in any way, unless expressly authorised by Favilla and within restrictions laid out by Favilla. Those works are protected by intellectual property laws and treaties around the world. All such rights are reserved.

You may not copy, publish, repost, republish, archive, store, create derivative works of, redistribute or disseminate to third parties any content from the Website, without the prior consent of Favilla.

You agree to only download and print site pages, excluding Website images, and retaining a copy of such for the sole purpose for your personal and non-commercial use. Any failure to adhere to such restrictions shall result in a breach of these Terms on your part.

For the avoidance of doubt, data collection activities, including data mining, scraping, data extraction and data harvesting of content on the Website, using any systematic, manual or automated means (such as robots, harvesting bots, scrapers, or spiders), without the express permission, from Favilla is expressly prohibited, unless with prior consent of Favilla. You agree to refrain from gaining or attempting to gain any unauthorised access to any computer systems, servers, databases of Favilla and/or used in connection with Favilla or for the purposes of this Website.

Trademarks

The trademark   Favilla  bearing application number 2016000119616 is  proprietary to Favilla, registered with the Italian Patent and Trademark Office: UIBM and may not be used in any way or form, without the prior express authorisation of Favilla.

 

Linking to our Website

You may link to our homepage, provided you do so in a manner that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice. If you wish to make any use of content on our Website other than as set out above, please contact admin@favila.com.

 

Warranties and Limitation of Liability

You use our Services solely at your own risk. They are provided to you “as is” and “as available” and without warranty of any kind, express or implied. Favilla does not supervise, monitor or follow up on any crowdfunding project or opportunity that has been publicised through the Website, including adherence to the stated goals and funding timelines of the crowdfunding project, and we do not act as mediators in disputes between Users and/or with third parties.

Favilla is not liable for any damages or losses related to your use of the Services. When you use the Services, you release Favilla from claims, damages and demands on any matter arising from or in connection with your use of the Website and the Services. There is nothing in these Terms that excludes or limits our liability arising from our fraud, or any other liability that cannot be excluded or limited by Maltese law. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website or other platforms or any content on it, whether express or implied.

You agree not to use the Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.

 

No Liability or Undertaking of Accuracy

By using the Website, you acknowledge that we accept no responsibility or liability to anyone, in connection with or arising from the use of or its content on any basis whatsoever and that anyone who relies on the same, in whole or in part, for any purpose does so entirely at their own risk. In particular, you agree that it is solely your responsibility to ensure that you and any third party conduct further and necessary due diligence in relation to any funding types (crowdfunding, invoice trading, peer-to-peer or pension-led funding) prior to entering into any undertaking or contract.

By providing links to other websites, the Website does not guarantee, approve or endorse the information or products available on these websites, which are entirely operated by third parties. Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only.

 

Viruses

Favilla does not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our Website. You should use your own virus protection software. You must not misuse our platforms by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our platforms, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our platforms via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the applicable law. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

 

Territorial Use

Our site is directed to people residing anywhere in the world. Notwithstanding the aforesaid, we do not represent that content available on or through the Website is appropriate for use or available in other locations.

 

Effectiveness

This policy is effective as from 01/03/2018. Any material changes in the way we use personal information will be described in future versions of these Terms.

 

Governing Law

These Terms, its subject matter and its formation are governed by Maltese law. You agree that the courts of Malta will have non-exclusive jurisdiction in relation to any proceedings resulting from your use of the Website.

 

Thank you for using Favillaworld.com